Progressive Auto Insurance has added an incentive perk to all of their car coverage policies: Pet Injury Coverage. They pay up to $500 in vet bills if your dog or cat is injured in an auto accident while in your car. It’s not an opt in program and doesn’t cost any more, it’s a straight perk.
How Is Pet Injury Coverage Different from Pet Insurance?
Pet insurance is like health insurance for your pets: It pays for vet bills when your pet is sick or hurt. Pet Injury coverage from Progressive applies only to dogs or cats that are injured in an accident while riding with you in your vehicle.
With pet insurance, you pay the bill and are reimbursed by the pet insurance company. Many plans have deductibles, maximums and even coinsurance. Pet insurance does not necessarily cover all medical conditions for your pet, so make sure you get all the facts before you buy.
Pet Injury coverage is built into your Collision coverage on your Progressive policy. Your pet is covered for vet costs up to $500 when it’s hurt in an accident.
In an interesting bit of cross-promotion, Progressive customers are also offered a 5% discount for full coverage pet insurance with Pets Best Insurance and Embrace Insurance.
I certainly don’t mind a little pandering to the pet crowd, especially when it’s free. Too bad I’m not getting paid for this little advert, at least it’s newsworthy given the this blog’s obsession with pets.
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